:root{
  --navy:#0B2A4A; --navy2:#12395f; --aqua:#18B6C9; --aqua-d:#0E93A3;
  --ink:#0e1c2b; --muted:#5b6b7a; --bg:#f5fafc; --white:#fff;
  --cta:#F5A623; --cta-d:#e0940f; --line:#e2ecf1;
  --shadow:0 10px 30px rgba(11,42,74,.10);
  --font:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
}
*{box-sizing:border-box}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);line-height:1.55}
a{color:inherit;text-decoration:none}
.wrap{max-width:1120px;margin:0 auto;padding:0 22px}
.note{background:#fff7e6;border:1px solid #f2d98c;color:#7a5b00;font-size:13px;padding:8px 14px;text-align:center}
header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.bar{display:flex;align-items:center;justify-content:space-between;height:70px}
.logo{display:flex;align-items:center;gap:10px;cursor:pointer;min-width:0}
.logo .mark{width:38px;height:38px;display:grid;place-items:center}
.logo b{font-size:18px;letter-spacing:.3px;color:var(--navy);line-height:1}
.logo small{display:block;font-size:8.5px;letter-spacing:1.6px;color:var(--aqua-d);font-weight:700;margin-top:3px}
nav.main{display:flex;gap:24px;align-items:center}
nav.main a{font-weight:600;font-size:15px;color:var(--navy);padding:6px 0;border-bottom:2px solid transparent}
nav.main a.active,nav.main a:hover{border-color:var(--aqua)}
.phone{display:inline-flex;align-items:center;gap:7px;flex:none;background:var(--navy);color:#fff;padding:9px 16px;border-radius:8px;font-weight:700;font-size:14px;white-space:nowrap}
.menu-btn{display:none;background:none;border:0;font-size:26px;color:var(--navy);cursor:pointer}
.hero{position:relative;background-color:var(--navy);background-image:linear-gradient(160deg,rgba(11,42,74,.9) 0%,rgba(18,57,95,.82) 55%,rgba(14,147,163,.72) 130%),url('/images/hero.jpg');background-size:auto,cover;background-position:center;color:#fff;overflow:hidden}
.hero .wrap{position:relative;z-index:2;padding:74px 22px 90px}
.kicker{display:inline-block;background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.25);padding:6px 14px;border-radius:100px;font-size:12.5px;font-weight:700;letter-spacing:1px;text-transform:uppercase}
.hero h1{font-size:46px;line-height:1.08;margin:18px 0 14px;max-width:760px;font-weight:800}
.hero p.sub{font-size:19px;max-width:640px;color:#d7e7f2;margin:0 0 30px}
.paths{display:grid;grid-template-columns:1fr 1fr;gap:18px;max-width:760px;margin:0 auto}
.path{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.2);border-radius:16px;padding:24px;transition:.2s;display:block}
.path:hover{background:rgba(255,255,255,.14);transform:translateY(-3px)}
.path .ic{font-size:30px}
.path h3{margin:10px 0 6px;font-size:21px;color:#fff}
.path p{margin:0 0 14px;color:#cfe2ee;font-size:14.5px}
.path .go{color:var(--cta);font-weight:800;font-size:14px}
.waves{position:absolute;bottom:-2px;left:0;width:100%;z-index:1;opacity:.5}
.trust{background:var(--navy);color:#cfe2ee}
.trust .wrap{display:flex;flex-wrap:wrap;gap:26px;justify-content:center;padding:16px 22px;font-size:14px;font-weight:600}
.trust b{color:#fff}
section.blk{padding:64px 0}
h1.sec{font-size:38px;color:var(--navy);margin:0 0 12px;font-weight:800}
h2.sec{font-size:32px;color:var(--navy);margin:0 0 10px;font-weight:800}
.lead{color:var(--muted);font-size:17px;max-width:660px;margin:0 0 34px}
.center{text-align:center}
.center .lead{margin-left:auto;margin-right:auto}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;align-items:start}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px;box-shadow:var(--shadow)}
.steps .card{text-align:center;padding-top:28px}
.steps .card .ic{margin:0 auto 14px;width:54px;height:54px;border-radius:50%;font-size:24px}
.card .ic{width:46px;height:46px;border-radius:12px;background:linear-gradient(135deg,var(--aqua),var(--navy));display:grid;place-items:center;color:#fff;font-size:22px;margin-bottom:14px}
.card h3{margin:0 0 8px;color:var(--navy);font-size:19px}
.card p{margin:0;color:var(--muted);font-size:15px}
.badge-cpo{display:inline-flex;align-items:center;gap:8px;background:#eaf8fb;color:var(--aqua-d);border:1px solid #bfe8ef;padding:8px 14px;border-radius:100px;font-weight:800;font-size:13.5px}
ul.check{list-style:none;padding:0;margin:0}
ul.check li{position:relative;padding:9px 0 9px 32px;border-bottom:1px solid var(--line);font-size:15.5px}
ul.check li:before{content:"\2713";position:absolute;left:0;top:8px;width:22px;height:22px;background:var(--aqua);color:#fff;border-radius:50%;display:grid;place-items:center;font-size:13px;font-weight:800}
.imgph{background:repeating-linear-gradient(45deg,#e7f1f5,#e7f1f5 12px,#dfeef3 12px,#dfeef3 24px);border:1px dashed #a9c9d6;border-radius:16px;min-height:260px;display:grid;place-items:center;color:#5f8194;font-size:13px;text-align:center;padding:16px;font-weight:600}
.band{background:linear-gradient(135deg,var(--navy),var(--aqua-d));color:#fff;border-radius:22px;padding:44px;text-align:center}
.band h2{color:#fff;font-size:30px;margin:0 0 10px}
.band p{color:#d7e7f2;max-width:560px;margin:0 auto 22px}
.btn{display:inline-block;background:var(--cta);color:#20140a;font-weight:800;padding:14px 26px;border-radius:10px;cursor:pointer;border:0;font-size:16px}
.btn:hover{background:var(--cta-d)}
.reviews{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.rev{background:#fff;border:1px solid var(--line);border-radius:16px;padding:22px;box-shadow:var(--shadow)}
.stars{color:#F5A623;font-size:17px;letter-spacing:2px}
.rev p{font-size:15px;color:var(--ink);margin:10px 0}
.rev .who{font-size:13px;color:var(--muted);font-weight:700}
.split{display:grid;grid-template-columns:1fr 1fr;gap:34px;align-items:center}
.form{background:#fff;border:1px solid var(--line);border-radius:18px;padding:30px;box-shadow:var(--shadow);margin:0}
.toggle{display:flex;gap:10px;margin-bottom:20px}
.toggle button{flex:1;padding:13px;border-radius:10px;border:2px solid var(--line);background:#fff;font-weight:700;cursor:pointer;color:var(--navy)}
.toggle button.on{border-color:var(--aqua);background:#eaf8fb}
.field{margin-bottom:14px}
.field label{display:block;font-size:13px;font-weight:700;color:var(--navy);margin-bottom:5px}
.field input,.field textarea{width:100%;padding:12px;border:1px solid var(--line);border-radius:9px;font-size:15px;font-family:inherit}
.areas{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin:6px 0 0}
.areas span{background:#eaf8fb;color:var(--aqua-d);border:1px solid #bfe8ef;border-radius:100px;padding:6px 14px;font-size:13.5px;font-weight:700}
.faq{max-width:840px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;margin-bottom:12px;box-shadow:var(--shadow)}
.faq summary{cursor:pointer;padding:18px 22px;font-weight:700;color:var(--navy);font-size:17px;list-style:none}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";float:right;color:var(--aqua-d);font-size:22px;line-height:1}
.faq details[open] summary:after{content:"\2013"}
.faq .a{padding:0 22px 20px;color:var(--muted);font-size:15.5px}
footer{background:var(--navy);color:#a9c3d6;padding:40px 0;margin-top:20px}
footer .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:24px}
footer b{color:#fff}
footer a{display:block;color:#a9c3d6;padding:4px 0;font-size:14px}
.fine{border-top:1px solid rgba(255,255,255,.14);margin-top:26px;padding-top:16px;font-size:12.5px;color:#7fa0b6}
@media(max-width:840px){
  .menu-btn{display:block}
  .phone{margin-left:auto;margin-right:12px;padding:9px 14px;font-size:13.5px}
  nav.main{display:none;position:absolute;top:70px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;gap:0;padding:6px 22px 12px}
  nav.main.open{display:flex}
  nav.main a{padding:11px 0}
  .hero h1{font-size:34px}
  .paths,.grid3,.reviews,.split,footer .cols{grid-template-columns:1fr}
  .band{padding:30px 20px}
}

@media(max-width:560px){
  .phone-num{display:none}
  .logo{margin-right:10px}
  .phone{width:44px;height:44px;padding:0;justify-content:center;font-size:18px;margin-right:8px}
  .logo b{font-size:16px}
  .logo small{font-size:7.5px;letter-spacing:1.2px}
}

[hidden]{display:none!important}
.req{color:#c0392b}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.field input.bad,.field textarea.bad{border-color:#c0392b;background:#fff7f6}
.field .err{display:none;margin:5px 0 0;font-size:12.5px;font-weight:600;color:#c0392b}
.field .err.on{display:block}
.formnote{font-size:12px;color:var(--muted);text-align:center;margin:12px 0 0}
.formnote.err{color:#c0392b;font-weight:700}
.formnote.ok{color:#13612c;font-weight:700}
.btn[disabled]{opacity:.6;cursor:not-allowed}
.leadok{background:#fff;border:1px solid var(--line);border-radius:18px;padding:40px 30px;box-shadow:var(--shadow);text-align:center}
.leadok .tick{width:56px;height:56px;margin:0 auto 16px;border-radius:50%;background:#dff5e3;color:#13612c;font-size:28px;display:grid;place-items:center}
.leadok h2{margin:0 0 10px;font-size:22px;color:var(--navy)}
.leadok p{margin:0 0 8px;color:var(--muted)}
.leadok .small{font-size:14px}
.leadok a{color:var(--aqua-d);font-weight:700}
.refbox{max-width:340px;margin:20px auto 22px;padding:16px 18px;text-align:center;border:2px dashed var(--aqua-d);border-radius:12px;background:#eaf8fb}
.refbox .reflabel{display:block;font-size:11.5px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--aqua-d)}
.refbox .refnum{display:block;margin:7px 0 7px;font-size:30px;font-weight:800;line-height:1.1;color:var(--navy);font-variant-numeric:tabular-nums;word-break:break-all}
.refbox .refhint{display:block;font-size:12.5px;color:var(--muted)}